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Any tips for insuring a vintage computer and video game collection?

wowbobwow

Experienced Member
Joined
Mar 20, 2015
Messages
112
Location
Bay Area, California
My collection of vintage computers, video games, software, and accessories has grown to a considerable degree since I started as a kid in the '90s. Given the booming popularity of this hobby, I'm shocked by how much the resale value of many formerly-commonplace items (or just obscure things that few people used to care about) has skyrocketed. I'm not a reseller and I only purchase items for my personal enjoyment (and/or to be featured in my family's Retro Roadshow pop-up museum events), but I live in an area that's known to have earthquakes, and the future is always unpredictable. In some cases, purchasing a replacement would vastly exceed my financial resources, and in a few select cases, I'm not sure I would even be able to find one to purchase if needed (i.e., I have a working BeBox computer, which is nearly unobtainable now).

Given the above, I'm really interested in insuring my collection. I'm a renter and thus don't have a homeowners policy which would cover my collection, and from what I can tell, a typical homeowners policy wouldn't come close to offering an appropriate amount of financial coverage even if I did have it.

I'm working on a comprehensive database in Google Sheets which contains the details of my collection, including (where possible) how much I paid for something, how much it's selling for on eBay recently, etc. I think I understand that most insurance policies for collectables require that a professional appraiser provides an appraisal, but hopefully my "DIY" guide will be a useful source of documentation.

Have any of you pursued an appraisal and insurance for your collection? If yes, can you share any tips / tricks / suggestions on how I should proceed here?

Thanks for any info you can share,

Huxley
 
Type in "Renter's Insurance" into a search engine. Your first few links will give you well known companies that want to sell you insurance. Call/email and tell them what you want to insure and for how much. Get their estimate. Repeat a couple of times. Good luck.
 
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