I figured out that MS-DOS 3.20 (07-07-1986) doesn't boot on IBM PC 5150 (BIOS rev.1 -- 04/24/1981 , BIOS rev.2 -- 10/19/1981) with 128KB or higher RAM
But IBM PC-DOS 3.20 (12-30-1985) has no problem on its machine
This problem is only with MS-DOS 3.20 (07-07-1986).
MS-DOS 3.21 (05-01-1987) seems to be fixed this problem.
Anyway, MS-DOS 3.20 (07-07-1986) is only version which doesn't work on IBM PC 5150 rev.1/rev.2
But IBM PC-DOS 3.20 (12-30-1985) has no problem on its machine
This problem is only with MS-DOS 3.20 (07-07-1986).
MS-DOS 3.21 (05-01-1987) seems to be fixed this problem.
Anyway, MS-DOS 3.20 (07-07-1986) is only version which doesn't work on IBM PC 5150 rev.1/rev.2